We’ve recently posted something about unusual tax deduction claims, which were all legit. Now we share you some funny insurance claims stories which actually happened and reported by people. Most of these are related to motor vehicular accidents or vehicular crashes. Here are some excerpts of these stories:
A claimant was driving his car when he had collided with a cow. The questions and answers on the claim form were: “What warning was given by you?” He answered: “A Honk”. The next question was “What warning was given by the other party?” He then answered: “A moo”
A house hit my car
Another funny insurance claim goes, “a house hit my car.” Apparently, a house was being moved by a large truck. At the same time and same place, a car was parked on the side of the road. As the house passed by, it began to tilt off the truck and eventually fell off, landing on the parked car. The claimant eventually had the insurance paid, after a lengthy explanation and the moving company confirming the story.
Feet on or off the ground?
A claimant was driving his kids to school in a rural neighborhood. Out of nowhere a deer jumped out from bushes and smashed into the car. Luckily the only damages were on the car and no one was hurt, other than the deer. When the insurance company was called to file the claim, they wanted to know, first and foremost, if the deer’s feet were on the ground or off the ground when it hit the car. The claimant, to his surprise asked why. They said this would determine whether the claim was covered or not. Incidentally, feet on the ground was covered. But you would wonder though, who would look at a deer’s feet when you are being charged by that huge animal, right?
One-Liner Funny Insurance Claims:
“Coming home I drove into the wrong house and collided with a tree I don’t have”
“As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before”
“I knocked over a man; he admitted it was his fault for he had been knocked down before.”
“I bumped into a lamp-post which was obscured by human beings.”
“The car in front hit the pedestrian but he got up so I hit him again”
“I started to slow down but the traffic was more stationary than I thought.”
Do you know a funny insurance claims story yourself? Do share the laughter with us!