There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Birmingham, AL area, (you can find not only mortgage lenders for the Birmingham, AL area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Birmingham, AL broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Birmingham, AL until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Birmingham, AL mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Birmingham, AL mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
The experienced professionals at Diversified Mortgage offers superior quality support throughout the entire mortgage transaction. In addition, the Diversified Mortgage group also provides the assistance you need to help in all of your other mortgage endeavors.
The TJC Mortgage team is known to be committed in finding the best loan program and the lowest interest rate in today’s mortgage market. TJC Mortgage, Inc. was establshed in 2005 by Chris Carter, Joe Meadow, and Tanner Allen.
AmeriCapital Funding claims to be offering the highest quality home loans combined with some of the lowest mortgage rates available in all of Alabama. The AmeriCapital Funding team also has more than 30 years of experience in serving mortgage borrowers.
At MortgageBanc, they know what it takes to be successful. Since the start of their operation, their dedication to exceed your expectations and guarantee your satisfaction has made them what they are today. From start to finish in the loan process, they provide no less than exceptional service to each and every client.
Homewood Mortgage, Inc. claims to be the number one source of accurate and useful information about obtaining many different kinds of Birmingham AL mortgages. Homewood Mortgage, Inc. serves to those who are looking to purchase a home and those refinancing the property they already own.
Classic Home Mortgage, Inc. claims to be the “one stop shop” for all of your mortgage needs. The Classic Home Mortgage approach involves making every decision based on the perspective of what’s best for their clients.
The PrimeLending team is committed to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. PrimeLending is also known to be utilizing a proactive sales and operational approach to simplify and accelerate the loan process.
First Lenders Mortgage Corporation was founded in 1988 and has already assisted numerous home buyers with the mortgage process since then. First Lenders Mortgage Corporation specializes in Conforming 1st Mortgage Home Loans, VA, FHA, FmHA, and Conventional loans.
The Hamilton Mortgage services are known to be focused on the consumer with higher credit scores. Also, because the Hamilton Mortgage group closes all of their loans themselves, the company is able to prepare closing packages within 24 hours of the approval.