There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the America area, (you can find not only mortgage lenders for the America area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your America broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in America until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the America mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a America mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Richa Mortgage Co. claims to be offering exceptional services in the areas of residential and retail or commercial real estate, financing, and mortgage. Nayna Pratel established the company a decade ago.
Locally owned and operated, their Loan Team is unsurpassed in experience and professionalism. They offer the full range of traditional loan products with no points, no fees, and at the lowest rates. If you can’t qualify for traditional financing due to a prior short sale, foreclosure or bankruptcy, they’ll give you a 2nd chance at homeownership with their Private Money Financing Programs.
Whether you’re a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending. They take the time to listen and they will work with you to find a home loan that fits your needs.
Home Mortgage of America, Inc. specializes in making the mortgage loan process as easy as possible by offering 10 minute pre-qualifications, 10 days to close, and 10 times the customer service. The company and its professional staff has over 30 years experience in the mortgage industry.
Hippo Financial is a privately held residential mortgage lending company that claims to be the price leader in Jumbo loans in the state of Texas. Hippo Financial specializes in supplying wholesale priced loans to retail residential borrowers.
New Orleans, LA
Audubon Mortgage presently offers mortgage loans for residential and investment properties. Audubon Mortgage also carries a selection of loan plans such as conventional, jumbo, adjustable, and VA loans.
Valley Mortgage Company has grown today to become one of the most respected mortgage companies serving the Hudson Valley and Metropolitan New York areas. They pride themselves on both quality and service by offering a broad selection of loan products at some of the most competitive rates.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why they are committed to every call that inquires about rates and every person who walks through the doors of their local branch offices with a dream of home ownership. As a nationally recognized mortgage lender, they serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products.
Founded in 1992, Churchill Mortgage is a privately owned company by its more than 380 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 44 states.
Capitol Mortgage Company is a locally-owned, family-operated mortgage broker that has been a friend to Oregon residents since 1993. They believe in educating and empowering their clients to achieve their real estate goals throughout every stage of life. They help their clients finance the dream home or investment property they have been searching for by shopping the best rates and terms available. They feature a variety of loan programs such as Conventional, FHA, VA, USDA, Reverse, Construction, and more.