There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the America area, (you can find not only mortgage lenders for the America area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your America broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in America until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the America mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a America mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Des Moines, IA
Team USA Mortgage, is committed to the highest level of customer service available in the industry. Their core values of honesty, integrity, and transparency flow from the corporate office down to the loan officers that serve you.
Daniel Island, SC
New South Mortgage was established in 1998 in Charleston, with a vision of serving homeowners. Their motto is “Transferring Trust.” At New South, earning and retaining a client’s trust is paramount. They treat all information with the utmost sensitivity and use that information to determine the best use for their client’s hard earned money.
At Fort Orange Funding, LLC, their mission is to set a high standard in the mortgage industry. They strive to make you a client for life. Take advantage of their expertise in the residential lending industry. You will find that the skill, professionalism, and consideration they give to each of their clients makes getting your loan a worthwhile endeavor.
Lay down roots for your budding family. As a community bank, in Southwest Missouri, they understand the local market and will work to get you a home mortgage loan that fits your budget.
WestStar Mortgage claims to be the first choice of clients who are interested in FHA, VA, and Conventional loan programs. WestStar Mortgage also guarantees the smoothest loan transaction by providing online access to the client’s loan documents.
Las Cruces, NM
At First Mortgage Company, their first priority is you helping you use your mortgage as a financial tool to achieve what you want. It’s about getting the home of your dreams, and so much more, such as retiring with security, sending children to college and getting out of debt. They’ll look at all the mortgages that could meet your needs and give you a Total Cost Analysis of each so you can make the right decision.
Salt Lake City, UT
Mortgage America, LC is a family owned Salt Lake City, Utah based mortgage company founded in 1993. They can help with all of your mortgage needs either purchase or refinance. They recognize that the mortgage process can be complex and confusing, especially for first time homebuyers. They have over 20 years combined experience and can help find the right mortgage program for you. They specialize in all types of conventional mortgages.
Merrimack Mortgage Company is a locally owned company serving the mortgage needs of New England since 1983. Currently Merrimack Mortgage Company is one of the top lenders in NH in terms of volume of closed loans. Merrimack Mortgage is also awarded year after year with being a top ten lender for NH Housing Finance Authority — in fact Merrimack Mortgage Company was the #1 NH Housing lender in 2010.
As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.