California Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the California area, (you can find not only mortgage lenders for the California area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your California broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in California until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the California mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a California mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Guaranteed Rate
San Diego, CA
Guaranteed Rate claims to be offering the lowest rates, the right products, and the best service. In 2011, Guaranteed Rate was also recognized as the mortgage company with the most home loan experts in the top 1% of mortgage originators in the country.
Bay Equity
Sausalito, CA
Bay Equity is a group of mortgage professionals led by brothers Brett, Jon and Casey McGovern. The company currently has a team of mortgage and financial professionals at all levels and has also assembled a highly experienced staff of corporate executives as well.
Mission Home Mortgage
San Diego, CA
At Mission Home Mortgage, when you decide to buy a home or refinance a mortgage, it’s a big step. You can trust this company to find the loan program that’s best for you. They have variety of mortgage services. To know more about it visit their site now!
Catalyst Mortgage
Sacramento, CA
RPM Mortgage
Alamo, CA
RPM Mortgage is a proud family-owned company that has served the Bay Area and beyond. With RPM, you’re working directly with the Bank so you’ll experience streamlined processes, instant access to the best rates and loan programs, the fastest turnaround time possible, timely communication and their warm personalized service.
West End Mortgage Group
San Diego, CA
West End Mortgage Group, is committed to quality customer service, putting the people they serve first. All of their loan executives are licensed by the California Department of Real Estate and the Nationwide Mortgage Licensing System and can handle your mortgage needs throughout the state of California.
Mason-McDuffie Mortgage Corp.
San Ramon, CA
Mason-McDuffie Mortgage Corporation has been providing assistance to home buyers in fulfilling their intentions of home ownership. The company is also known as a leader in mortgage lending and for offering a broad range of loan products using the newest and most innovative technology available.
Evans Mortgage Co.
Sacramento, CA
Evans Mortgage focuses on providing assistance to clients in finding the best mortgage for them. In addition, Evan Mortgage also serves clients who own a home, clients who are just looking to refinance, and clients who want to get a second mortgage or cash out equity.
Mortgage Capital Associates
Los Angeles, CA
Mortgage Capital Associates was established in 1982 and is known as a team of dedicated mortgage experts. Currently, the firm is ranked as one of the nation’s top lenders. Mortgage Capital Associates is also well-known for utilizing the latest comparative analysis software, allowing them to research and compare various loan programs.
VITEK Mortgage Group
Sacramento, CA
Vitek Mortgage Group is known as the largest locally owned mortgage banker in Sacramento. The firm has been in business for the past two decades and is currently recognized as the preferred lender for several of the largest real estate companies in the region as well.