There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Maine area, (you can find not only mortgage lenders for the Maine area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Maine broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Maine until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Maine mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Maine mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
First Horizon National Corporation is a premier financial services company with a long history of success and traditions dating back to 1864. Today, their people know the company, one of the largest bank holding companies in the U.S., for exceptional customer service and a deep commitment. They are a team of almost 5,000 employees working in locations in and around Tennessee and capital markets offices in the U.S. and abroad serving more than 460,000 consumer customers and 55,000 businesses.
After more than 30 years of loan assistance and helping people find the kind of mortgage that will best suit their needs, Embrace Home Loans knows how to help you based upon your individual needs and your unique financial circumstances, whatever those may be. At Embrace Home Loans, you’ll find warm and friendly assistance with mortgage lending agents and the staff that supports them to bring you the best service in the mortgage lending industry. They have helped tens of thousands of people meet and exceed their financial obligations by bringing them loans that work with them, not against the grain of their financial needs.
T&M Commercial Funding provides equity based lending on all property types. They cater to investors, brokers, corporations and sub-prime money borrowers who do not meet the stringent requirements set forth by conventional lenders and banks.
They provide extra ordinary service with great rates and most of all with integrity. It is created with professionalism of the old banking industry combined the tremendous product variety available to the broker world.
South Portland, ME
Cumberland County Mortgage, provides clients and real estate professionals across Maine with competitive rates and closing cost and the highest level of service.
As part of Homestead’s commitment to best serving our customers they have become one of the few Maine owned companies that has been granted the authority to provide their clients with access to FHA, VA, and RD mortgages in addition to a huge suite of available conventional, jumbo and niche products.
Mortgage Network makes your home financing experience smooth and stress-free by walking you through every step of the process.
Realty of Maine is strategically located in Bangor on the banks of the Penobscot River. As of January 2012, Realty of Maine is comprised of over 120 agents throughout seven branch offices in Maine. In addition to the Bangor headquarters, they have regional offices in Belfast, Ellsworth, Newport, South China, Brownville and Winter Harbor.
Bar Harbor, ME
At MDI Mortgage, they are not simply interested in offering a product; rather, they are determined to present the most effective solution that satisfies your individual lifestyle and goals. Their reputation and commitment to total Customer Satisfaction is their most important asset. Their mission is to guide you through the entire home loan process so that you can feel confident as you make choices about options available for your financing strategy. With a tenured background in the mortgage services industry, they stand ready to assist along each step of the way.