There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
BancorpSouth carries a comprehensive list of available financing options for those who are making a purchase or for those who are in need to refinance. BancorpSouth also offers many different types of mortgages including Conventional, FHA, VA, Jumbo, and more.
Equitable Mortgage prides itself for having the highest standards of service in the mortgage industry. In addition, Equitable Mortgage also offers expert consult and support in the area of residential lending.
Blue Springs, MO
T.J. Lamb Real Estate is well-known for being one of the very first companies to offer Buyer Agency in both Missouri and Kansas. T. J. Lamb currently manages the firm and he has been an Exclusive Buyer Broker since 1990.
Springfield Mortgage offers support in all aspects of the mortgage process, from mortgage processing and underwriting, to loan closing and funding. Springfield Mortgage is also known for utilizing advanced mortgage processing software and automated mortgage underwriting systems.
St. Louis, MO
PNC Mortgage offers a wide range of services for all customers, from individuals and small businesses, to corporations and government entities. In terms of residential mortgage banking, the company provides assistance to first-time home buyers, those moving up to something larger, and those looking to refinance their current home.
Kansas City, MO
FirstTrust Financial is one of the midwest’s fastest growing Mortgage Companies and Government Loan Specialist. The firm offers competitive interest rates and a wide range of loan programs as well. FirstTrust Financial provides assistance in mortgage processing, underwriting, loan closing, and funding.
Pioneer Mortgage provides support in searching for the appropriate loans in buying a new home or in refinancing an already owned home. Pioneer Mortgage also offers a variety of products that meet the specific requirements of unique borrowers.
Lee's Summit, MO
A1 Mortgage knows how important it is to choose the right lender and loan program for all of their customers’ mortgage needs. They also know that as a company they have to provide their customer with the best products and the highest level of customer service possible. With hundreds of loan programs available, they tailor a loan specific to your mortgage needs.
Creve Coeur, MO
Homwtown Equity Mortage specializes in originating, closing and funding residential mortgage loans. Hometown Equity Mortgage is also known for utilizing cutting-edge mortgage technology and the company assures clients that finding a loan for almost any mortgage lending situation is possible.
St. Louis, MO
The Vinson family has been involved in the mortgage industry for over 20 years and is known to have a long history of success. In addition, Vinson Mortgage Group also offers, assistance from trusted licensed loan officers, easy loan process, programs to fit each clients’ needs, and competitive rates.