There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
St. Louis, MO
At Golden Oak Lending, they believe in making “Customers for Life”, so their loan officers provide their clients with the highest level of customer service, treating them as an equal partner in the mortgage relationship. They are a member of the National Associaton of Mortgage Brokers. Golden Oak Lending has been a member of the Better Business Bureau since 2001 and shows an A+ rating.
Top Flite Financial Inc. specializes in dealing with the greatest range of mortgage lenders. In addition, Top Flite Financial Inc. also prides itself on being able to place almost any home loan, even if clients have less than perfect credit.
St. Louis, MO
The Vinson family has been involved in the mortgage industry for over 20 years and is known to have a long history of success. In addition, Vinson Mortgage Group also offers, assistance from trusted licensed loan officers, easy loan process, programs to fit each clients’ needs, and competitive rates.
Springfield Mortgage offers support in all aspects of the mortgage process, from mortgage processing and underwriting, to loan closing and funding. Springfield Mortgage is also known for utilizing advanced mortgage processing software and automated mortgage underwriting systems.
Cornerstone Mortgage, Inc. was founded in 1995 by Jim Dean and Angi Stevenson. The company is known as a full service Mortgage Banker that specializes in in-house processing, underwriting, and closing. Cornerstone Mortgage also offers low rates and fees and provides an innovative mix of mortgage products.
Blue Springs, MO
T.J. Lamb Real Estate is well-known for being one of the very first companies to offer Buyer Agency in both Missouri and Kansas. T. J. Lamb currently manages the firm and he has been an Exclusive Buyer Broker since 1990.
Equitable Mortgage prides itself for having the highest standards of service in the mortgage industry. In addition, Equitable Mortgage also offers expert consult and support in the area of residential lending.
Mulberry Street Mortgage has been in business for over 15 years. They have been helping clients since 1995. They offer many types of loans, including Residential Loans, Commercial Loans, JUMBO Loans, Conventional, FHA / VA / USDA, Farm and Land Loans, Condo Loans, First Time Homebuyers, Investment Properties, Purchases, Refinances, and Cashout
Lee's Summit, MO
A1 Mortgage knows how important it is to choose the right lender and loan program for all of their customers’ mortgage needs. They also know that as a company they have to provide their customer with the best products and the highest level of customer service possible. With hundreds of loan programs available, they tailor a loan specific to your mortgage needs.
Farris Mortgage is a locally owned company that specializes in customizing home loan programs for every client’s particular needs. Some of their offered plans include FHA, VA, conventional loans, jumbo loans, good credit, and marginal credit.