There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
BancorpSouth carries a comprehensive list of available financing options for those who are making a purchase or for those who are in need to refinance. BancorpSouth also offers many different types of mortgages including Conventional, FHA, VA, Jumbo, and more.
St. Louis, MO
American Equity Mortgage claims to be one of the nation’s leading mortgage lenders. In addition, the team is composed of home loan experts with years of experience. American Equity Mortgage has been in business for over 20 years offering FHA Loans, VA Loans, and Mortgage Refinances.
Acopia Home Loans was established in August of 2007 and is currently employing more than a hundred of full time mortgage professionals. Acopia Home Loan’s business partners consist of qualified community banks, mortgage brokers, and mortgage bankers.
Kansas City, MO
First Mortgage Solutions is a family owned and locally operated mortgage company that claims to be the Midwest’s premier mortgage broker. First Mortgage Solutions specializes in refinance, purchase, home equity, and debt consolidation loans.
Deline Finance is a family owned and operated mortgage brokerage in Columbia, MO. The firm currently has access to a large number of national mortgage lenders. Deline Finance also assists clients in looking for a loan that saves the most money, builds equity the fastest, and has the best rate and terms.
I Want A Great Home Loan offers a selection of home loan plans such as Conventional Loans, FHA Loans, VA Loans, and USDA Loans, to name a few. I Want A Great Home Loan is managed by Don Carriker who has been a home loan consultant since 1997 and is currently recognized as the “Loan Guru”.
Kansas City, MO
Mortage Depot is a locally owned and operated full service Kansas and Missouri mortgage company. The company is also known as a full service mortgage lender that is FHA and VA approved. Mortgage Depot specializes in offering programs for all credit situations.
St. Louis, MO
At Golden Oak Lending, they believe in making “Customers for Life”, so their loan officers provide their clients with the highest level of customer service, treating them as an equal partner in the mortgage relationship. They are a member of the National Associaton of Mortgage Brokers. Golden Oak Lending has been a member of the Better Business Bureau since 2001 and shows an A+ rating.
Kansas City, MO
James B. Nutter & Company is a family-owned, nationally recognized mortgage lender that has been in business for more than 50 years. The company is also well-known for being selected in 1995 as one of the first three lenders in the country to sign the HUD Fair Lending/ Best Practices Agreement.
Pioneer Mortgage provides support in searching for the appropriate loans in buying a new home or in refinancing an already owned home. Pioneer Mortgage also offers a variety of products that meet the specific requirements of unique borrowers.