There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
St. Louis, MO
PNC Mortgage offers a wide range of services for all customers, from individuals and small businesses, to corporations and government entities. In terms of residential mortgage banking, the company provides assistance to first-time home buyers, those moving up to something larger, and those looking to refinance their current home.
Kansas City, MO
James B. Nutter & Company is a family-owned, nationally recognized mortgage lender that has been in business for more than 50 years. The company is also well-known for being selected in 1995 as one of the first three lenders in the country to sign the HUD Fair Lending/ Best Practices Agreement.
Lee's Summit, MO
A1 Mortgage knows how important it is to choose the right lender and loan program for all of their customers’ mortgage needs. They also know that as a company they have to provide their customer with the best products and the highest level of customer service possible. With hundreds of loan programs available, they tailor a loan specific to your mortgage needs.
Kansas City, MO
Integrity First Mortgage has over 25 years experience in the residential mortgage industry. Integrity First Mortgage handles all of the purchase, refinance, debt consolidation, and home improvement needs of clients.
St. Louis, MO
At Golden Oak Lending, they believe in making “Customers for Life”, so their loan officers provide their clients with the highest level of customer service, treating them as an equal partner in the mortgage relationship. They are a member of the National Associaton of Mortgage Brokers. Golden Oak Lending has been a member of the Better Business Bureau since 2001 and shows an A+ rating.
Top Flite Financial Inc. specializes in dealing with the greatest range of mortgage lenders. In addition, Top Flite Financial Inc. also prides itself on being able to place almost any home loan, even if clients have less than perfect credit.
BancorpSouth carries a comprehensive list of available financing options for those who are making a purchase or for those who are in need to refinance. BancorpSouth also offers many different types of mortgages including Conventional, FHA, VA, Jumbo, and more.
Cornerstone Mortgage, Inc. was founded in 1995 by Jim Dean and Angi Stevenson. The company is known as a full service Mortgage Banker that specializes in in-house processing, underwriting, and closing. Cornerstone Mortgage also offers low rates and fees and provides an innovative mix of mortgage products.
Kansas City, MO
Wells Fargo is a company of local mortgage professionals who specialize in serving the home financing needs of their community. The team of mortgage professionals is also known to be well-versed in area lending guidelines. Wells Fargo claims to be the nation’s leading retail mortgage lender as well.
Pioneer Mortgage provides support in searching for the appropriate loans in buying a new home or in refinancing an already owned home. Pioneer Mortgage also offers a variety of products that meet the specific requirements of unique borrowers.