There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
West Caldwell, NJ
NRG Mortgage is owned and managed by Anthony LaBruzza, who has over 15 years of financial experience himself. Anthony LaBruzza specializes in trend analysis of markets and interest rates, which allows the client to obtain the lowest possible rates.
South Plainfield, NJ
Kwik Mortgage Corp. has already helped hundreds of families in buying a first home or refinancing a current loan. In addition, Kwik Mortgage Corp also provides assistance in customizing a mortgage to suit the client’s specific needs.
Payless Mortgage Corporation has been in business since 1994 and has been growing since then to become a leader in the mortgage industry today. Payless Mortgage is also well known for being a source of financial solutions for complex problems.
Aceltis Financial Group focuses on providing assistance in the search for a new mortgage. The staff has already helped hundreds of New Jersey residents over the past five years. Aceltis serves those who are first time home buyers or those who are looking to refinance a current property.
First Alliance Home Mortgage offers a wide array of products, investment tools, and home mortgages. Their clients are also given the convenience of submitting an on-line, secure loan application or to pre-qualify for a home loan as well.
All American Mortgage claims to be offering the best rates and lowest fees in New Jersey. All American Mortgage utilizes their extensive experience and expertise to make the process of securing a mortgage simple and straightforward.
Tony Croft Home Mortgages specializes in helping individuals and families understand the mortgage process, find, qualify for, and own the home of their dreams. The firm also provides assistance in managing the equity of clients’ home and investment properties.
First Hallmark Mortgage Corporation claims to be currently offering loan products that are more responsive to America’s present financial lifestyle. In addition, the company also specializes in research and development of advanced loan products.
The professionals at Renaissance Lenders mortgage are well-known for having the capability to get client’s mortgage approval in record time. Renaissance Lenders also utilizes the very latest and best automated tools today.
FBC Mortgage is an employee and community owned retail Mortgage Banker. FBC currently offers a wide range of mortgage products with expertise in every area of residential mortgage lending, from purchasing to refinancing to construction lending.