There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
North Arlington, NJ
The Keypoint Mortgage professionals specializes in finding the mortgage loan that best fits each clients’ needs. In addition, Keypoint Mortgage also assures clients of “less paperwork and more personal attention”.
Parallel Mortgage Corp. specializes in helping clients find the right mortgage product for their needs. Parallel Mortgage also offers a variety of products to meet the individual requirements of each client.
Prospect Mortgage is known as one of the nation’s largest independent residential retail lenders. The company offers a variety of home loan solutions including first-time home buyer programs with down-payment assistance, FHA and VA, conventional, jumbo, and super jumbo.
East Coast Mortgage Corp. claims to be employing the most advanced mortgage technology available today. The company’s expert mortgage staff focuses on mortgage processing and underwriting, as well as loan closing and funding.
East Coast Capital Corporation offers their expertise in the residential lending industry. East Coast Capital Corp. was established in 1999 by Seth Fass, the company’s current President and sole shareholder.
Payless Mortgage Corporation has been in business since 1994 and has been growing since then to become a leader in the mortgage industry today. Payless Mortgage is also well known for being a source of financial solutions for complex problems.
The professionals at Renaissance Lenders mortgage are well-known for having the capability to get client’s mortgage approval in record time. Renaissance Lenders also utilizes the very latest and best automated tools today.
Omega Financial Services Inc. offers a wide range of services such as mortgage processing and underwriting, as well as loan closing and funding. Omega Financial also assures clients of mortgage underwriting flexibility and delivery of unique mortgage programs.
Jersey Mortgage Company has been focusing on mortgage refinancing, first time home buyer loans, and other financing solutions since 1938. The company is a proud member of the Nationwide Mortgage Licensing System & Registry as well.
Mortgage Plus Financial Group claims to be offering a wide variety of tools you can use to see what you can afford, your monthly payments and just about everything else needed to get the right loan. Mortgage Plus also offers assistance in buying a home.