There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the North Carolina area, (you can find not only mortgage lenders for the North Carolina area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your North Carolina broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in North Carolina until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the North Carolina mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a North Carolina mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
High Point, NC
As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.
At Beverly-Hanks, they strive to make financing real estate easy and enjoyable. That is why they are staffed with local financing professionals dedicated to prompt, personal service. You will find they offer a broad menu of financing options, very competitive rates, and customer service that is second to none.
Refinancing your mortgage in Charleston, SC is easy when you have the advantage of an experienced mortgage lender on your side. They’ll make sure that when you are ready to refinance your mortgage loan, you’re getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs.
Chapel Hill, NC
Carolina Home Mortgage is known as an independent, family-owned brokerage shop offering low mortgage rates. The company claims to be able to shop the rates for you, navigate the problems for you, as well as generate ideas to help you meet your goals.
Mountain Lifestyles Mortgage currently offers a wide array of products, investment tools, and mortgages plans. The company has been serving the needs of home buyers in the Western North Carolina area for 15 years already.
At SunTrust Mortgage, they take home mortgages personally. That’s why you’ll find a knowledgeable person readily available to answer your questions and ease your concerns as you go through the home loan process. They want to make absolutely sure you get the mortgage that’s right for you, so they talk to you about it, face-to-face at a branch and over the phone.
Lighthouse Mortgage is a Mortgage Lender/Broker licensed in North Carolina. They will treat each client with the respect and dignity that they would wish to be treated with. They have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
Neighborhood Lender is your local leader in No-Closing Cost Financing. As your lending partner, they take what is typically an overwhelming and complex process, and transform it into an easy, straightforward experience. And they save you time and money too.
The Fisher Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina and South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, their highly experienced team of mortgage brokers can help make your dreams come true. They have over 30 years of experience in serving mortgage borrowers.