HomeRate Mortgage of Tennessee saves local home owners money. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Their outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, their highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are.