There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Vermont area, (you can find not only mortgage lenders for the Vermont area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Vermont broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Vermont until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Vermont mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Vermont mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Vermont Mortgage Company is a trusted mortgage lending resource. Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage, Vermont Mortgage Company will help guide you through the entire mortgage process from start to finish. They are a proven leader in residential mortgages, refinances, and investment property financing, because they are focused solely on your needs as their client.
West Rutland, VT
NeighborWorks is a community development aspiring social enterprise. At NeighborWorks of Western Vermont, they are all things home. They work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, efficient, and affordable.
Title Mortgage Solution, LLC is a leading mortgage banker and broker. They can offer the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while keeping that local service which is so important.
Whether you’re buying your first home, second home, or mobile home, they have a mortgage solution to fit your needs. They offer a wide range of mortgage options designed to suit first time home buyers and seasoned homeowners alike.
Maple Tree Mortgage has had years of experience in getting the best fit for you their customer–getting the transaction done at minimum cost. Most of their business is generated by satisfied customer referrals. Occasionally they will post a customer testimonial on this web site.
A home is the largest investment most of us will make. The right mortgage is a critical element of that investment. Trust the experts at Lake Sunapee Bank to help you choose the right mortgage solution. Their team provides exceptional service from application through closing. In fact, they service 99% of their loans right at Lake Sunapee Bank.
South Burlington, VT
Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
They had worked in the banking industry for several years developing a strong knowledge of what banking was all about. Over the years of working in local banks, they began to see a need to create a company expressly designed to handle mortgages. At that time they had 23 years of combined banking experience. In January of 1983 they created Kittredge Associates Incorporated. Together, they offer a service specialized in mortgage banking. Local banks could offer customers a mortgage, but they failed to offer clients a wide range of mortgage options.
Mortgage Financial was founded in 1987 with one important mission – to provide comprehensive lending services to consumers throughout their lifetimes. Mortgage Financial, Inc. has served over 40,000 customers. They are headquartered in Tewksbury, MA with offices throughout Massachusetts, Vermont and New Hampshire.
Spruce Mortgage is the leader in residential, second home, investment property mortgages and refinancing. As a Vermont mortgage broker, they pride their selves on loyalty, integrity, and creativity. These characteristics provide an integral foundation for Spruce Mortgage’s success. Spruce is a relationship-driven business. They strive every day to establish and maintain long-term, loyal relationships.