Charlottesville, VA Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Charlottesville, VA area, (you can find not only mortgage lenders for the Charlottesville, VA area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Charlottesville, VA broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Charlottesville, VA until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Charlottesville, VA mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Charlottesville, VA mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Member Options, LLC
Charlottesville, VA
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union. Their credit union roots mean that they approach the mortgage process differently from other lenders.
Embrace Home Loans
Charlottesville, VA
Founded in Middletown, Rhode Island in 1983, Embrace Home Loans offers a full range of home loans and other credit services to consumers around the country. For over 30 years, they have worked with a variety of customers, including first-time home buyers and home owners looking to refinance to consolidate debt, lower payments, or obtain cash for important projects and life events.
Waterstone Mortgage Corporation
Charlottesville, VA
Waterstone Mortgage is an innovative, strong, and secure mortgage lending company with a reputation for exceptional service. Their team works together to deliver the best mortgage experience possible. They offer resources to help you understand the mortgage process and determine which one of their unique mortgage programs is the best fit for you. They strive to be your lifelong trusted partner for all your mortgage financing needs, purchase or refinance.
Corridor Mortgage Group
Charlottesville, VA
As a local mortgage lender, their loan officers live & work in the community they serve. They are your neighbors and they love to do business in person. Whether you found your dream home or you’re still searching, now is the time
to explore your loan options and discover how much home you can afford.
Mahone Mortgage, LLC
Charlottesville, VA
Their mission is to serve their customers with honesty, integrity and competence. Their goal is to provide home loans to their clients while providing them with the lowest interest rates and closing costs possible. Furthermore, they pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Heritage Mortgage
Charlottesville, VA
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove themselves on every loan, they have gained a reputation for their ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
American Equity Mortgage
Charlottesville, VA
American Equity Mortgage is a Charlottesville mortgage company that provides competitive interest mortgages and exceptional client service. All of their employees live and work throughout the Charlottesville area so they fully understand the community and local housing market. American Equity Mortgage offers dozens of unique mortgage programs for homeowners and home buyers in Charlottesville and throughout Virginia.
C&F Mortgage Charlottesville
Charlottesville, VA
C&F Mortgage in Charlottesville specializes in originating single-family residential loans from multiple locations in Virginia. C&F Mortgage also offers programs primarily designed for home purchase and home mortgage refinancing.
Crown Mortgage, LLC
Charlottesville, VA
Crown Mortgage is known to the locals as the premier resource for residential mortgages in the Commonwealth of Virginia. Crown Mortgage also offers a wide range of loan products with great rates.
Atlantic Coast Mortgage, LLC
Charlottesville, VA
They expedite everything from application and processing to underwriting and closing all in one place. With proven technologies and a top team that puts client needs first. Where every loan, no matter the size or need, is a big deal.
Not find what your looking for? Try one of these other cities. Arlington, Richmond, Virginia Beach.